Smart Money Webinars

Join Caldwell Hartgrove every month for practical budgeting sessions that actually make sense. Real strategies, real examples, real results for Australian families.

Reserve Your Spot

Caldwell Hartgrove

Financial Planning Specialist

After helping over 800 Australian families streamline their finances, Caldwell brings fifteen years of practical money management to every session. His straightforward approach cuts through confusing financial jargon.

Upcoming Sessions

Each 90-minute session focuses on one core budgeting concept. You'll walk away with tools you can use immediately — no complicated spreadsheets or confusing formulas.

March 15, 2025 • 7:00 PM AEDT

The 50/30/20 Rule: Australian Edition

Learn how to adapt this popular budgeting method for Australian expenses like superannuation, Medicare levy, and seasonal costs. We'll work through real Melbourne and Sydney household budgets.

April 12, 2025 • 7:00 PM AEDT

Emergency Funds That Actually Work

Stop stressing about unexpected car repairs or medical bills. Build an emergency buffer that fits your income and lifestyle without making you feel broke every month.

May 17, 2025 • 7:00 PM AEDT

Holiday Spending Without Regret

Christmas, school holidays, family trips — they all cost money. Plan ahead so you can enjoy these moments instead of worrying about credit card bills in January.

Why These Sessions Work

Most financial advice feels impossible to follow. Our webinars focus on small changes that add up — perfect for busy families who want better money habits without major lifestyle overhauls.

Real Examples

Every strategy includes actual case studies from Australian households with different incomes and situations.

Interactive Format

Ask questions during the session. Share challenges anonymously. Get personalized tips that apply to your specific situation.

Follow-up Resources

Receive simple templates and worksheets within 24 hours. Everything designed for immediate implementation.

Small Groups

Maximum 25 participants per session ensures everyone gets individual attention and relevant advice.

Finally found budgeting advice that doesn't require a PhD in mathematics. Caldwell's emergency fund strategy helped us save ,000 in six months without feeling deprived.

Marcus Kelleway

Teacher, Brisbane

The holiday planning session saved our Christmas. Instead of January stress, we enjoyed every gift and meal knowing it was all budgeted months ahead.

Devon Pritchard

Project Manager, Perth

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